Risk Based Multi Factor Authentication

Spriv transforms the mobile phone into a Risk Based MFA hardware verification tool. Using Spriv's API platform, there's no need for additional hardware, and nothing new to learn. There's no need to repeatedly interact with the phone and there are no costly tokens to administer.

In short, Spriv is online, cloud, automatic and active invisible MFA protection. After simple activation, every transaction runs seamlessly in the background.

If the user chooses to allow a login done via a specific computer and the cell phone identifies an environmental wireless fingerprint, then all future logins are automated as long as the same wireless fingerprint is identified via the phone and the same specific computer is used.

For banking providers, Spriv delivers an essential layer of Risk Based MFA hardware consumer verification above the standard username-and-password method. For companies, Spriv provides Risk Based MFA that runs automatically in the background no user intervention on any login.